Advanced Credit Risk Analysis, Loan Portfolio
Management and Non-Performing Loans (NPLs)
Recovery
05 – 09 July 2027
Sandton
Johannesburg South Africa
Register Now! Limited Seats Available!
R19, 999.00 Per Delegate
Course Overview
Effective credit risk management is essential for maintaining financial stability, protecting profitability and ensuring sustainable growth in the banking sector. Banks and other financial institutions face increasing challenges arising from borrower defaults, economic uncertainty, changing market conditions, loan portfolio concentration and rising non-performing loans (NPLs). These challenges require robust credit assessment procedures, proactive portfolio monitoring and effective loan recovery strategies.
This five-day training programme is designed to equip banking professionals with advanced knowledge and practical skills in credit risk analysis, lending decisions, loan portfolio management and non-performing loan recovery. The programme covers financial statement analysis, borrower creditworthiness assessment, credit scoring, cash-flow analysis, collateral evaluation, early warning systems, loan restructuring, collections management and recovery strategies.
Participants will explore techniques for identifying emerging credit risks, evaluating loan portfolio performance, reducing credit losses and strengthening credit governance. Through practical case studies and financial analysis exercises, delegates will develop the skills needed to make informed lending decisions, improve asset quality, minimise loan defaults and enhance the overall performance of their institutions.
Course Objectives
By the end of this training programme, participants will be able to:
• Understand the principles and importance of advanced credit risk management in banking.
• Conduct comprehensive credit assessments of individual borrowers, SMEs and corporate clients.
• Analyse financial statements, cash flows and key financial ratios to evaluate borrower creditworthiness.
• Apply credit scoring, credit rating and risk classification techniques.
• Evaluate collateral, guarantees and other credit risk mitigation measures.
• Identify, measure and monitor credit risk exposures across loan portfolios.
• Develop early warning indicators to identify potential borrower defaults.
• Assess loan portfolio quality, concentration risk and non-performing loan trends.
• Apply effective strategies for loan collections, recovery and arrears management.
• Evaluate loan restructuring, refinancing and workout options for distressed borrowers.
• Understand expected credit loss concepts and their relevance to credit risk management and financial reporting.
• Strengthen credit policies, approval processes, internal controls and governance.
• Develop practical strategies for reducing NPLs, improving recoveries and protecting bank profitability.
Who Should Attend?
This programme is designed for banking and financial services professionals involved in lending, credit assessment, portfolio monitoring and loan recovery, including:
• Heads of Credit and Credit Risk Managers.
• Credit Analysts and Credit Assessment Officers.
• Loan Officers and Lending Managers.
• Relationship Managers and Corporate Banking Officers.
• SME and Commercial Banking Managers.
• Loan Portfolio Managers and Credit Portfolio Analysts.
• Non-Performing Loans and Debt Recovery Managers.
• Collections Officers and Remedial Management Specialists.
• Financial Risk Managers and Enterprise Risk Professionals.
• Banking Operations Managers.
• Internal Auditors and Credit Control Officers.
• Finance Managers and Financial Controllers.
• Microfinance Institution Managers and Lending Professionals.
• Senior Banking Executives responsible for credit policy and lending strategy.
End of the workshop
IN HOUSE AND ONLINE TRAINING
While both In-House and Online training can present with cost-effectiveness and time-efficacy, there are some very specific differences between in-house courses and those based online.
The demand for additional courses by individuals or groups of people is increasing. Still, it depends entirely on the preferences of a person what type of training he or she wants to receive. Online courses and in-house training carry some similarities but they are considered to exhibit some very pivotal differences too. Despite that, both types of learning can be really beneficial for attendees.
For Registration and other Training arrangements,
contact us on the detail below.
SOUTH AFRICA : +27 11 057 6001
TANZANIA Cell: +255 687 839 269
WhatsApp +27 82 360 1372 / +27 79 574 0389
info@bmktraining.co.za / www.bmktraining.com
